Fah Swe
Fah Swe New Development Order
Full payment vs order-tied loan · 20% advance · 80% monthly · contract PDF
This page explains New development orders in the client portal: corrections, admin Final approve (lock), then Full payment or Loan payment. Loan financing here is tied to that locked order — it is not the catalog App Loan store at /program/loan.
On this page
1. What this is
New development is a standalone Service Order — you do not need an existing project. You describe scope cards, admin quotes and corrects, then Final approve locks the price.
After lock you choose how to pay: 100% now, or finance with a 20% advance and monthly installments on the remaining 80%.
2. End-to-end flow
Step 1 — Dashboard → Orders → New development. Submit scope.
Step 2 — Quote and correction thread until admin Final approve (lock).
Step 3 — Open Pay: Full payment or Loan payment.
Step 4a — Full payment: pay 100%. After admin verifies, the project starts automatically (no long contract fill).
Step 4b — Loan: pick 1–12 months → pay 20% advance → identity, live ID camera, signature, live face → submit.
Step 5 — Admin approves loan KYC + advance → contract page (PDF view + download) + monthly schedule → project starts.
3. Full payment vs Loan
Full payment = locked total now. Admin verify creates the delivery project.
Loan payment = 20% of the locked total due immediately as advance. Remaining 80% is split across the months you choose (1–12). The last installment absorbs leftover cents so totals match.
Example: 100 USD locked, 6 months → 20 USD advance, 80 USD remaining, about 13.33 USD per month.
4. Loan steps (20% / 80%)
Months selector shows live totals: locked 100%, advance 20%, remaining 80%, monthly amount.
Pay the advance invoice (proof as usual). ID and face use the device camera — not a gallery picker — so captures are live.
Identity: name, company, ID type, address, zip. Then ID front (and back if two-sided), canvas signature, live face verify. Camera permission is required to submit.
KYC images stay private (client contract page + admin). They never appear on Recent Work or public top-client profiles.
5. Contract, dues & banners
After approve, the contract page is a Fah Swe branded document: parties, locked value, advance, remaining schedule, legal default wording, and signature. Download the same content as PDF.
Installment table: month #, due date, amount, upcoming / paid / overdue.
Dashboard banners: a dismissible reminder appears 7 days before the next unpaid due date. On or after the due date an overdue banner replaces it until that installment is paid.
When the project is completed and published on Recent Work, only a short “loan process” note may appear — never KYC, IDs, signatures, or installment amounts.
6. vs App Loan catalog
Catalog App Loan (/loan, /dashboard/loans, /program/loan) is a product you apply for from the store.
New development loan is financing for a locked custom development order. Use this page for that path; use /program/loan for catalog app loans.
7. FAQ
Q: Can I skip the 20% advance? A: No — advance is required for the loan path.
Q: When does the project start on full pay? A: After admin verifies the 100% payment.
Q: When does the project start on loan? A: After admin approves KYC and advance; the contract page then opens.
Q: Is this the same as /program/loan? A: No — that is the catalog app-loan product.
Q: Bangla? A: /bn/program/development-order.